:root{--navy:#071b33;--blue:#0e315a;--gold:#d6a94f;--sand:#f6f2e9;--ink:#142238;--muted:#657286;--line:#dbe3ec;--white:#fff;--green:#15805c;--red:#b33a3a}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:#fff;line-height:1.55}.u-shell{width:min(1160px,calc(100% - 36px));margin:auto}.u-nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.u-brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-weight:850;font-size:20px;text-decoration:none}.u-mark{width:35px;height:35px;display:grid;place-items:center;border-radius:9px;background:linear-gradient(145deg,var(--navy),#185187);color:#fff}.u-links{display:flex;align-items:center;gap:22px}.u-links a,.u-drop summary{color:#344258;text-decoration:none;font-size:14px;font-weight:650;cursor:pointer}.u-drop{position:relative}.u-drop summary{list-style:none}.u-drop summary::-webkit-details-marker{display:none}.u-menu{position:absolute;z-index:20;top:34px;right:0;width:300px;padding:12px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 20px 60px #071b3322;display:grid;grid-template-columns:1fr 1fr;gap:4px}.u-menu a{padding:9px;border-radius:8px}.u-menu a:hover{background:#f2f6fa}.u-nav-cta,.u-btn{border:0;border-radius:10px;padding:12px 18px;background:var(--navy);color:#fff!important;text-decoration:none;font-weight:760;display:inline-flex;align-items:center;justify-content:center;gap:8px;cursor:pointer}.u-btn.gold{background:var(--gold);color:var(--navy)!important}.u-btn.ghost{background:transparent;color:var(--navy)!important;border:1px solid #9fafc0}.u-hero{overflow:hidden;background:radial-gradient(circle at 80% 20%,#1a5382 0,transparent 30%),linear-gradient(135deg,#06172b,#0b2948 62%,#102f50);color:#fff;padding:84px 0}.u-hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:70px;align-items:center}.u-eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:850;color:var(--gold)}h1{font-size:clamp(42px,6vw,72px);line-height:1.02;letter-spacing:-.045em;margin:15px 0 24px}h2{font-size:clamp(28px,4vw,46px);line-height:1.12;letter-spacing:-.03em;margin:8px 0 16px}h3{margin:4px 0 9px}.u-hero p{font-size:19px;color:#d6e0ea;max-width:690px}.u-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.u-flow{background:#ffffff0d;border:1px solid #ffffff24;border-radius:24px;padding:24px;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}.u-flow div{padding:12px 16px;border-radius:10px;background:#ffffff0b;border-left:3px solid var(--gold);margin:8px 0;font-weight:650}.u-flow i{display:block;text-align:center;color:var(--gold);font-style:normal}.u-trust{background:var(--sand);border-bottom:1px solid #e7dfcf}.u-trust .u-shell{display:flex;gap:28px;justify-content:center;flex-wrap:wrap;padding:15px}.u-trust span{font-size:13px;font-weight:750}.u-section{padding:82px 0}.u-section.alt{background:#f5f8fb}.u-heading{max-width:730px;margin-bottom:34px}.u-heading p{color:var(--muted);font-size:17px}.u-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.u-card{border:1px solid var(--line);border-radius:18px;padding:24px;background:#fff;box-shadow:0 8px 30px #0b2b4c0a}.u-card p{color:var(--muted)}.u-card a{color:#0d5f95;font-weight:750;text-decoration:none}.u-icon{width:42px;height:42px;border-radius:12px;background:#eaf2f8;display:grid;place-items:center;font-weight:850;color:#0b4b79;margin-bottom:22px}.u-process{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;counter-reset:step}.u-step{padding:22px;border-top:2px solid var(--gold);background:#fff}.u-step:before{counter-increment:step;content:"0" counter(step);font-weight:850;color:var(--gold)}.u-tool{display:grid;grid-template-columns:.8fr 1.2fr;gap:30px;align-items:start}.u-form,.u-result{border:1px solid var(--line);border-radius:18px;padding:25px;background:#fff}.u-form label{display:block;font-size:13px;font-weight:750;margin:14px 0 6px}.u-form input,.u-form select,.u-form textarea{width:100%;padding:12px;border:1px solid #bfcbd7;border-radius:9px;background:#fff;font:inherit}.u-form .checks{display:grid;grid-template-columns:1fr 1fr;gap:8px}.u-form .checks label{display:flex;align-items:flex-start;gap:8px;font-weight:550}.u-form .checks input{width:auto;margin-top:4px}.u-result{background:var(--navy);color:#fff;min-height:260px}.u-result p{color:#cad7e4}.u-score{font-size:58px;font-weight:900;color:var(--gold)}.u-meter{height:9px;background:#fff2;border-radius:10px;overflow:hidden}.u-meter span{display:block;height:100%;background:var(--gold)}.u-tags{display:flex;gap:8px;flex-wrap:wrap}.u-tag{font-size:12px;border-radius:999px;padding:6px 10px;background:#e8f3ef;color:#12684d;font-weight:750}.u-warning{border-left:4px solid var(--gold);padding:15px 18px;background:#fff7e8;font-size:14px}.u-table{width:100%;border-collapse:collapse}.u-table th,.u-table td{text-align:left;padding:14px;border-bottom:1px solid var(--line);font-size:14px}.u-table th{color:var(--muted)}.u-lead{background:linear-gradient(135deg,var(--navy),#123e68);color:#fff;border-radius:26px;padding:38px}.u-lead-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px}.u-lead .u-form{color:var(--ink)}.u-footer{background:#041324;color:#c7d1dc;padding:35px 0 90px}.u-footer a{color:#fff}.u-disclaimer{font-size:12px;max-width:900px;color:#9cabba}.u-mobile{display:none;position:fixed;z-index:30;bottom:0;left:0;right:0;background:#fff;border-top:1px solid var(--line);padding:8px;grid-template-columns:1fr 1fr 1.3fr;gap:7px}.u-mobile a{font-size:12px;padding:10px}.u-list{padding-left:20px}.u-list li{margin:9px 0}.u-source{font-size:12px;color:var(--muted)}@media(max-width:850px){.u-links>a{display:none}.u-nav-cta{display:none}.u-hero{padding:54px 0}.u-hero-grid,.u-tool,.u-lead-grid,.u-grid{grid-template-columns:1fr}.u-process{grid-template-columns:1fr 1fr}.u-flow{margin-top:10px}.u-menu{position:fixed;top:70px;left:18px;right:18px;width:auto}.u-mobile{display:grid}}@media(max-width:520px){.u-shell{width:min(100% - 24px,1160px)}h1{font-size:42px}.u-section{padding:58px 0}.u-process{grid-template-columns:1fr}.u-actions .u-btn{width:100%}.u-trust .u-shell{justify-content:flex-start}}
